Sheikh Ashraf Mutagubya is a Shariah scholar and Islamic commercial law specialist with extensive experience advising law firms, financial institution, fintechs, microfinance entities, and government programs on Shariah-complaint legal and financial structures. He currently serves as the Shariah/Islamic law Consultant for NS-KIGOZI Advocates, where he provides technical advisory support on Islamic finances transactions, products structuring, compliance, dispute resolution and legal opinions grounded in both Islamic and conventional commercial law frameworks.

He brings a rare combination of deep shariah scholarship, comparative commercial law training and practical advisory experience in Islamic finance, making him a valuable resource for law firms engaged in Islamic banking, microfinance Sukuk structuring fintech innovation cooperative societies and shariah –compliant investments.

Sheikh Ashraf holds a master of art in commercial law (comparative Islamic and conventional law) from the Higher Judicial Institute, Imam Muhammad Ibn Saud Islamic university Riyadh. He also holds a bachelor’s degree in shariah from the same university in addition to advanced diploma in Arabic language and Islamic studies.

He is a certified expert in Islamic Finance and Finance Disputes Settlement accredited by the Saudi Association of judicial Science and has received specialized training in Sukuk structuring from Cambridge institute of Islamic finance. His expertise enables him to support law firms in structuring shariah-compaliant capital markets instruments drafting Islamic finances documentation and advising on sharia governance frame works.

His consultancy work has included advisory role to fintech companies, microfinance institutions, and participation in government-led initiative such as the Local Economic Growth Support (LEGS) Program, where he advised on inclusive and complaint financial model suitable for local economic development.